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Providence Legal Issues Blog

What do I need to know about home inspections?

Home buyers in Rhode Island have a lot to contend with. Along with applying for a loan and bringing together all pertinent documents, buyers must also think about having a home inspection performed. This is an integral step in the real estate process, as an inspection reveals information about a property that would be hard to discover on sight alone. offers the following information on home inspections and why they’re so important.

Don’t sacrifice quality for price

Can I write my own will?

Some people in Rhode Island choose to write their own wills to save money on legal costs. While there are numerous DIY estate planning tools available, creating your own will can end up costing you and your family both money and time in the long run. The Balance offers the following insight, which might make you think twice before creating your own will.

There are many different laws governing the creation of estate plans. While some of these laws exist on the federal level, there are also state laws that must be adhered to. If your will fails to comply with laws regarding estate taxes or doesn’t contain the necessary components, it could end up in probate. This is a costly and time-consuming legal process of proving a will, which can have a negative impact on your estate.

What you need to know about power of attorney

One of the most important parts of an estate plan is who you choose to handle your affairs. You will be placing a great amount of power in this person’s hands to act on your behalf. Because of this, you will want to make sure this person is trustworthy and capable of handling the job.

The size of your estate and your health conditions may play a part in making your choice of power of attorney. You may decide it is beneficial to make specific designations. Here are some elements of power of attorney that you should know.

Adding and removing beneficiaries from your will

When it comes to your will, you may have many different things to take into consideration. However, the way in which you divide your assets among loved ones is a crucial part of your will and our law office also realizes that this can be an especially difficult aspect of estate planning. For example, you may be uncertain of the best way to distribute assets among heirs and things may change in your life, causing you to rethink how you have set up your will. When this happens, you may even want to add or remove beneficiaries from your will.

Adding beneficiaries may be necessary for many reasons. For example, the birth of a grandchild or adopting a child may give you reason to add a beneficiary to your will. On the other hand, you may find that it is necessary to take someone off of your will. For example, you may not wish to pass down any of your assets to a family member who has become estranged or has carried out a terrible act that has devastated the family. As a result, you may feel that the time has come to remove a beneficiary.

What is an advance directive?

If you are like most people in Rhode Island, someone you know or are related to may have been diagnosed with a serious, terminal illness. One of the things that this experience often leads people to do is to talk more candidly with their family members about what type of medical care they do or do not want to experience or undergo. However, it is not necessary, nor is it recommended for people to wait until these moments to have such conversations and make such decisions.

An advance directive, also called an advance health care directive, is a valuable tool that even the healthiest person can establish. An accident may render a young person unconscious and unable to make decisions on their own behalf, for example.

What is a childcare power of attorney?

As a parent, you would do anything for your children. But sometimes, even the most devoted parents must spend time away from their children for extended periods of time. Whether you are in the military, you share custody with your partner or you must travel for work, you sometimes have to spent time away from your children.

You worry about what would happen to your child if you were not there to make important decisions on their behalf. If your child were injured or needed an adult’s signature for an important form, who would act on their behalf? This is where a childcare power of attorney comes in.

What should I know about buying a new home?

If you’re buying a new home in Rhode Island, chances are you’re extremely excited about what the future holds. It’s important to enter into the process with the right information however, to prevent you from running into trouble with your home or mortgage down the line. Accordingly, offers the following advice to home buyers looking, especially those buying a home for the first time.

Do your research

Estate planning is for everyone

Creating an estate plan is not just for elderly or wealthy individuals. Even young individuals with a relatively small savings account can benefit from creating an estate plan. This plan can help you control what happens to you and your assets if you become ill or when you pass away.

At the same time, it can be hard to think about a time when you will no longer be alive. It can be easy to put off creating an estate plan. In fact, one survey shows that 6 out of 10 Americans do not have a will.

Signs a family caregiver is overwhelmed

According to Mayo Clinic, one out of every three people in this country act as informal caregivers to family members. Even if you or your family have not labeled the care in that manner, anyone who provides assistance to an ill or disabled family member regardless of age is a caretaker. Although experiencing stress is common, many individuals and their families fail to recognize the signs of caretaker burnout or distress.

Caretaker stress and burnout can affect the most resilient and organized people. No one is immune. The impacts of long term stress takes a toll on a caretaker’s physical, emotional and psychological health. Depression and anxiety is common, as is heart disease and diabetes.

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